Pre-populated with all 31 BoE base rate changes from October 2008 to December 2025 (current rate 3.75%, set 18 Dec 2025), sourced from the BoE database directly. There's an "Update reminder" note at the top, plus 20 reserved input rows so the user can add new rate changes as the BoE announces them every six weeks.
- Set-Up Page — your firm's details, default 8% margin (override per debt if needed)
- Late Payment Compensation — explanation of the £40/£70/£100 tiers with practical points
- Recovery Costs — itemised log of recoverable costs with examples, totalled and fed into the Dashboard
- Letter of Demand — formal demand letter using statutory wording, fully populated from the Single Debt tab
- Dashboard — KPI summary (£118,772 total recoverable from sample data), aging buckets with bar chart
